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Professional Liability

Mistakes Happen.

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Bird Insurance Agency LLC, we understand that mistakes happen. That’s why we’re committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it’s important for your business to have general liability coverage for property damage and bodily injury, Bird Insurance Agency LLC recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’s Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a reprentative with Bird Insurance Agency LLC today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Bird Insurance Agency LLC

516 SE 17th St
Ocala, FL 34471
Main office: 352-643-5898
Fax: 352-622-5854

Callum and Bird Insurance

3306 SW 26th Ave #401
Ocala, FL 34471
Main office: 352-643-5899
Fax: 352-873-8737

Our Providers

Testimonials

We have trusted Bird Insurance for over 15 years with many of our personal and business insurance policies. Based on our instructions and requests, we find them to be fair and accurate in gathering information, presenting their findings, and offering their insights. We feel confident in making decisions that meet our needs based on their professional, detailed approach. We rely on them to secure the best coverages at the best premiums.

James Gangelhoff, G Tee & Tru Hone Corp
During a routine visit regarding our business insurance with Steve Bird, we happened to mention that we were cashing in an old life policy and purchasing new coverage through another agent. Though Steve's questions and insight, we realized these changes were not accomplishing what we needed. Bird Insurance Agency helped us to correct this error and achieve our goals. We value and appreciate their help and professionalism.

Michael & Linda Mikulak
My wife and I tried to save money by shopping for life insurance on the internet. We were unhappy and frustrated it was very impersonal and confusing. Bird Insurance Agency walked us through the whole process, answered our questions, and expedited the whole process. Because our local agent knows us and acted as our advocate, we ended up saving money, time, and aggravation!

Jon Tyler
Steve Bird had insured our home, auto and business for many years. When we needed life insurance, and inquired on disability, they shopped many companies to secure quotes and coverages to meet our needs at the best price. They are good at explaining things well so we can make the best decisions possible. When it comes to insurance, Bird Insurance Agency is our agency. We trust them to be our advocate.

Tom & Suzette Huggins/Ocala Irrigation