Bird Insurance Agency
Your source for personal and commercial insurance in Ocala and Bellview, FL and the surrounding area.
Bird Insurance Agency, LLC, is dedicated to serving our clients and our community to the best of our ability!
In South Florida, insurers have been raising rates for several years and blaming third-party repair contractors who persuade policyholders to sign over claims benefits and then sue if the insurer denies or underpays the contractors’ invoices — dramatically increasing claims costs.
An assignment of benefits (AOB) is a legal tool that allows a third party to be paid for services performed for an insured homeowner who would normally be reimbursed by the insurance company directly after making a claim. AOB is commonly used when a homeowner experiences a water loss – such as a leaky pipe, an overflow from a sink, or a damaged appliance – and contacts a contractor or water remediation company for assistance. Most AOB agreements presented to the homeowner allow the contractor to stand in the shoes of the homeowner for insurance collection purposes. Some argue that this legal arrangement allows unscrupulous contractors to overinflate or submit improper claims, causing legal battles between the contractor and the insurance company, with the consumer left out of the picture.
The Consumer Protection Coalition offers some tips to protect consumers against fraud. Call your insurance company first to report losses. Hire only licensed, reputable companies and be wary of strangers who call or knock on your door asking for personal information. Review all documents before signing, and ask questions so you know exactly what you are signing. Ask who is responsible for paying the vendor — you or the insurance company.
Proud Member of the Ocala/Marion County Chamber & Economic Partnership
Bird Insurance Agency LLC516 SE 17th St
Ocala, FL 34471
Phone Number:Main office: 352-643-5898
Office Hours:Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
*Other Times by Appointment Only*