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    Bird Insurance Agency LLC: Auto Insurance in Ocala, Florida

  • An Inconvenient Necessity in Florida: Why is it Mandatory to Have Car Insurance?

  • Even the best drivers can be liable for things beyond their control out on the roads of Marion County, Florida. That’s why all drivers in Florida must protect fellow motorists by carrying liability auto insurance from Bird Insurance Agency LLC. As a driver, even if you are a defensive driver, you might not be able to avoid every driving hazard or accident, but you can be the good guy and make sure you protect other drivers in case something should go wrong by maintaining proper liability insurance coverage. Also, having the right insurance will help you avoid fines as the state of Florida has a mandatory requirement for all registered auto, car, motorcycle, etc., drivers to carry liability insurance. It may seem like a pain to pay for auto insurance every month, but getting monetary penalties from the state of Florida transport department is most defiantly worse!

car insurance

Bird Insurance Agency LLC: The Insurance Agency That Works for You

If you're  searching for auto/car insurance in Ocala, Belleview, FL, or its surroundings your range of choices may seem overwhelming. Bird Insurance Agency LLC is ready to help you make sense of all those choices.  We offer a variety of auto insurance coverages for Florida drivers of all ages and risk levels and can conveniently find the policy that is best for you.

At Bird Insurance, we believe a properly-written auto insurance policy should be readily understandable and easy to comprehend. That is why every single one of our independent Florida agents writes each policy with this philosophy in mind. If you don’t understand something about your car insurance policy, ask us. Bird Insurance Agency LLC is here to answer all your questions, and to provide all the information you need to make informed decisions about car insurance in Central Florida.

  • What Car Insurance Coverages Are Required in Florida?

The state of Florida, by law, requires certain auto insurance coverages. You must have these coverages in the following minimum requirements to legally operate a vehicle:

  • Property Damage coverage: $10,000 per accident;
  • Personal Injury Protection: $10,000.

What Are the Different Types of Car Insurance?

An auto insurance policy may include many different kinds of coverages, from liability coverage to roadside assistance coverage. Bird Insurance will work with you to find the coverages that best suit your individual circumstances and needs. We'll remain ever-mindful of your budget and strive to meet all your insurance needs in a timely, professional way. Here are the principal kinds of coverage that your auto insurance policy may include:

Safe-Highway-Driving

Collision and Comprehensive Coverages

Collision coverage insures you against damage to your vehicle caused during an accident. Comprehensive (other than collision) coverage insures you against all other physical damage to your car caused by such events as fire, theft, flood, and vandalism

Liability Coverage

Liability coverage pays for injuries you cause to other people and damage you cause to other people's property when you are at fault in an automobile accident.

Medical Payments Coverage

Medical Payments coverage pays medical expenses (up to a specified dollar limit) for you and passengers of your car who are injured in an automobile accident, no matter who is at fault.

Personal Injury Protection

This coverage pays for things like medical and rehabilitative expenses, replacement services, and funeral expenses. It also pays for loss of income if you are injured in an auto accident and are unable to work.

Uninsured/Underinsured Motorist Coverage

This coverage pays if you are injured by a person who is completely uninsured or doesn't have enough liability Insurance to cover your injuries. It also covers you if you are in an accident with a hit-and-run driver.

Optional Coverage

Optional or special coverages are “extra” coverage types that can be added to your auto insurance plan, such as towing, rental reimbursement, and roadside assistance.

Standard & non-Standard Auto Insurance in Florida

At  Bird Insurance Agency LLC, we write standard and non-standard auto insurance policies alike.

What is Standard Auto Insurance Policy

What is a Standard Car Insurance Policy? Standard auto insurance is designed to cover “preferred” and “super preferred” drivers. This group of drivers includes:

  • Older drivers
  • Drivers whose driving record indicates maturity behind the wheel
  • Drivers with few or no tickets and/or accidents

What is Nonstandard Auto Insurance Policy

At Bird Insurance Agency LLC, we know that accidents happen. That’s why we offer coverage for higher-risk, non-standard drivers, too. This group of drivers includes:

  • New and younger drivers
  • Drivers with SR22s
  • Drivers whose record behind the wheel indicates a lack of experience or maturity
  • Drivers with numerous accidents and/or tickets

Discounted Car Insurance with Multiple Policies

If you purchase car insurance coverage through one of Bird Insurance Agency LLC’s major carriers, there’s a good chance you’ll be eligible for discounted rates. Whether you received an insurance policy through Bird Insurance Agency LLC or not, ask us about auto and other insurance multi-policy discounts.

  • For a FREE Quote on Auto Insurance in Ocala, Florida, Contact Bird Insurance Agency LLC

    At Bird Insurance Agency LLC, we are passionate about proper auto insurance coverage. Our professional auto insurance agents in Ocala, Florida, serve Belleview, FL, Dunnellon, FL, Gainesville, FL, The Villages, FL, Summerfield, FL, and surrounding areas and can assist you in finding the right car insurance you need. If you’re ready to start a new friendship with an auto insurance agency that cares, call Bird Insurance Agency LLC today at (352) 622-3899. Or for a free online auto insurance quote, just fill out the "get a quote form" on our contact page.

    Bird Insurance Agency, LLC: Providing financial security for families and business since 1986!