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    Bird Insurance Services: Landlord Insurance for Ocala and All of Florida

  • Landlord Insurance: Protecting Property Owners in Florida

  • Tenant dwelling insurance in Florida is designed to protect property owners who rent their holdings to other people as a primary residence. Landlords face unique and significant liabilities and risks in making their properties available to tenants. Tenant dwelling insurance, which is also called “landlord insurance,” isn’t required by Florida law, but property owners nevertheless have certain legal responsibilities to their tenants.

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Landlord Insurance in Ocala, FL: Coverage for Landlords and Their Properties

If you’re a landlord, tenant dwelling insurance will help you satisfy your legal obligations to people renting your property if unexpected disaster or accident befalls. Your rental holdings represent a significant investment on your part and landlord insurance is a must for protecting that investment.

Central Florida Tenant Dwelling Insurance Tailored to Your Needs

When you purchase a tenant dwelling insurance policy from Bird Insurance Services, you have considerable latitude in regard to customizing the policy to suit your needs. A big part of our job is helping you understand how all the pieces fit. We’ll review all your individual risks and liabilities with you and fully address all your questions. We want to help you make educated decisions regarding suitable coverages for you, your properties and for all your tenants.

  • What is Covered by Landlord Insurance in Ocala, FL?

As mentioned, coverage types and amounts can vary significantly from one landlord insurance policy to another. However, the following are coverage types commonly offered by landlord/tenant dwelling insurance policies:

Tenant Dwelling Insurance Building Coverage

Building coverage protects various buildings and structures on the Florida property itself. In addition to tenant buildings, other covered structures can include:

  • Garages
  • Storage buildings
  • Swimming pools
  • Fences
  • Retaining walls, and other structures

In addition, building coverage also protects any of the landlord’s personal property he/she may use to maintain and/or service the property.

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Liability Coverage

Liability coverage protects you, the property owner, from liability claims arising due to bodily injury and property damage suffered by tenants in Florida.

Loss of Income Coverage

If you’re forced to temporarily suspend operations of your insured property, this coverage reimburses you, the property owner, for loss of business income while your tenant dwelling property is shut down.   

Equipment Breakdown Coverage

Equipment breakdown coverage reimburses the property owner for damages to insured property caused by mechanical failures of insured equipment such as broken pipes.

Tenant Move Back Coverage

If an insured event forces you, the landlord, to temporarily relocate tenants to alternate lodgings, tenant move back coverage helps defray the cost of moving them back home after the property is again deemed livable

Heating or Air Conditioning Loss Coverage

This coverage provides reimbursement for payments made to a tenant if a mechanical failure causes complete failure of heating or air conditioning in a tenant’s residence.

  • Contact Bird Insurance Services for a Free Quote on Landlord Insurance in Ocala, FL

    If you’re shopping for landlord insurance in Ocala, Florida, we’d be thrilled to hear from you! As an independent Florida insurance agency, we partner with numerous landlord insurance carriers. Why is that important? All those partners give us the capacity to save you the hassle and inconvenience of shopping around for insurance coverage. We’ll do it for you!

    At Bird Insurance Services, we are passionate about proper tenant dwelling insurance coverage. We believe that our professional responsibilities are not to a corporation, but clients. We don’t work for the insurance industry. We work for you! We proudly service Ocala, Florida and its surroundings including the Belleview, FL, Dunnellon, FL, Gainesville, FL, The Villages, FL, Summerfield, FL, and surrounding areas.

    If you’re ready to start a new friendship with a landlord insurance agency in Florida that cares, call Bird Insurance Services today at (352) 622-3899. Or for a free online tenant dwelling quote, just fill out the "get a quote form" on our contact page. We look forward to hearing from you!

    Bird Insurance Services: Providing financial security for families and businesses since 1986!

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