Ready for Anything: Bird Insurance Agency Personal Umbrella Insurance
As a mature motorist, a responsible homeowner—and, perhaps, a conscientious boat owner—you carry proper insurance coverages to protect yourself and your family. You might even be insured to the max. You feel ready for whatever life throws at you.
But is that really the case?
The Remedy for Payout Shortfalls? Personal Umbrella Insurance from Bird Insurance Agency
A proper personal umbrella insurance policy from Bird Insurance Agency can help prevent payout shortfalls. If you face a worst-case scenario and your standard policies come up short, an umbrella policy would start paying once standard insurance is exhausted. Umbrella policies can provide numerous supplementary coverages. Some of those coverages might even be excluded from a standard policy.
When Do I Need Personal Umbrella Insurance?
If you were sued for damages by a guest in your home who suffered an injury, a legal judgement against you could exceed the insured amount on your home policy for this type of event. It’s the same story for standard car insurance if another driver, other passengers, or even your own passengers were injured in a wreck in which you were the driver. The same goes for boat/watercraft insurance. Umbrella Insurance can assist in the claim and payment processes by covering costs when all other insurance is exhausted. This makes the handling of claims and payments made a much easier process. Bird Insurance Agency can help find the right umbrella policy to fit their needs.
What Coverage Types Does Chester Personal Umbrella Insurance Supplement?
Personal umbrella insurance can serve as a supplement to all of these:
- Homeowner’s policies
- Auto policies
- Motorcycle policies
- Boat & watercraft policies