Workers Compensation is Assurance for Employer & Employee Alike
If you’re a business owner in Florida, it’s important to have the appropriate insurance protections in place if an employee is injured on the job. Trying to obtain workers compensation coverage after the fact simply will not work. In other words, you need to be covered in advance. That’s exactly what a proper workers compensation policy does: It ensures that an injured worker's medical and financial needs are taken care of when accidents happen.
What Does Workers Compensation Cover?
Workers Compensation covers several expenses related to a worker's recovery from an on-the-job incident:
- Lost-time payments
- Medical care reimbursement
- Rehabilitative services payments
When Should I carry Workers Compensation Insurance?
Employers conducting work in the State of Florida are required to provide workers’ compensation insurance for their employees. Specific employer coverage requirements are based on the type of industry, number of employees and entity organization. Therefore, having a premier workers compensation policy from the inception of your business is recommended by Bird Insurance Agency.
For more information regarding Workers Compensation in Florida, or to file your Workers Compensation claim, you can visit: http://www.myfloridacfo.com/division/wc/